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| 07.09.2010 |
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| | Buy | Sell |
| EUR | 4.2550 | 4.3150 |
| USD | 3.3240 | 3.3990 |
| GBP | 5.0650 | 5.2150 |
| CHF | 3.2850 | 3.3700 |
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| more info » |
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| One month deposit |
|
ROL
7.10% |
USD
2.10 |
EUR
3.10% |
GBP
0.65 |
|
| 3 months deposit |
|
ROL
7.10% |
USD
2.10 |
EUR
3.10% |
GBP
0.75 |
|
| 12 months deposit |
|
ROL
6.50% |
USD
2.00 |
EUR
2.75% |
GBP
0.75 |
|
| more info » |
|
Loans
Individuals
- Loan for personal needs or Personal needs loan
- Loan for new car acquisition or New car acquisition loan
- Home Loan or Mortgage loan
- Revolving global limit (ceiling) for personal needs or Personal needs revolving global limit
- Credit card overdraft
- Debit card overdraft
Exemples regarding NET ANUAL INTEREST
Companies
- Revolving global credit line
- Investment loan
- Leasing operation loan
- Farmers loan
- Loan against assigned invoices
- Discount of Promissory Notes
- Loan against payment documents (assigned cheques)
- Loan against certified SWIFT message
- Factoring
- Multipurpose credit limit
Types of guarantees accepted by the bank
In order to determine the guarantees for the loans granted by the bank, there will be taken into consideration under priority the following types of guarantees:
A. Guarantees of the debtor/guarantor
- Collateral deposits/certificates of deposit set up by the debtor and/or his guarantors;
- Mortgages over land and buildings owned by the company and/or its guarantors;
- Pledge without dispossession on machinery, equipments, installations and stocks that are property of the company or its guarantors;
B. Guarantees issued by funds and specialized institutions:
- Guarantees of the Funds for Guarantee partner The National Fund for Small and Medium Enterprises loans Guarantee
- Letters of guarantee, issued by banking institutions in Romania and abroad accepted by RIB
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