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Credit limits: over 3000 EUR.
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Guarantees:
- residents: net income and/or cash collateral
- non-residents: cash collateral
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World wide payments:
- direct payments (LEI, USD)
- phone, email, internet orders
- cash withdrows world wide (LEI, USD)
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Validity: 2 years
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Cash withdrow limits:
- 2000 LEI/operation
- 5000 LEI/day
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Issuing fee: 60 LEI (plus 35 LEI for any additional card)
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Interest:
- 24.00% / year for LEI loans
- 12% / year for USD loans
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Commisions:
- 0% for direct payments
- 1% + 2.5 LEI for cash withdrows (ATM)
- 0.5% (min. 1 LEU) for cash withdrows at every RIB office.
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Monthly balance:
- in LEI (for local operation)
- in USD (for world wide operation)
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Monthly reimbursment/payment:
The customer is no longer obliged to pay a minimum monthly amount, interest and fees are collected from available.
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